amex travel
American Express Gold Card
The Amex Gold is currently offering its highest-ever sign-up bonus of 90,000 points. For foodies who spend heavily on dining and groceries, this card is hard to beat. The 4x earning rate in these categories is exceptional. When you factor in the $240 in annual credits, the effective annual fee is only $10. I recommend this card for anyone who regularly eats out or cooks at home.
Current Sign-Up Bonus
Highest Ever 90,000 points
after $6,000 spend in 6 months
Estimated value: $1350
Last validated: 2025-01-27
Rewards Structure
Base Rate: 1x on all purchases
Bonus Categories:
- restaurants worldwide 4x
- U.S. supermarkets 4x (up to $25,000)
- flights booked directly 3x
Pros & Cons
Pros
- + Outstanding 4x on dining and groceries
- + Valuable annual credits offset fee
- + Strong transfer partner network
- + No foreign transaction fees
- + Currently at highest-ever bonus
Cons
- - $250 annual fee
- - American Express not accepted everywhere
- - Grocery bonus capped at $25,000/year
- - Annual credits require specific merchants
Key Benefits
- $120 annual dining credit (Grubhub, Seamless, etc.)
- $120 annual Uber Cash
- No foreign transaction fees
- Hotel Collection benefits
- Transfer points to 20+ airline and hotel partners
Offer History
Historical High: 90,000 points
| Period | Bonus | Spend Req. | |
|---|---|---|---|
| 2025-01-01 to present Current | 90,000 points | $6,000 | Highest |
| 2024-06-01 to 2024-12-31 | 75,000 points | $6,000 | |
| 2024-01-01 to 2024-05-31 | 60,000 points | $6,000 |
Note: Historical offers are tracked for informational purposes. Past offers may not return.