chase business
Ink Business Preferred Credit Card
The Chase Ink Business Preferred offers one of the best sign-up bonuses in the game - 100,000 points after $8,000 in spend. For small business owners, the 3x on advertising, shipping, and internet makes this incredibly valuable. The points can be combined with personal Sapphire cards. I highly recommend this for anyone with a side business, even if it's just selling on eBay or driving for Uber.
Current Sign-Up Bonus
Highest Ever 100,000 points
after $8,000 spend in 3 months
Estimated value: $1500
Last validated: 2025-01-27
Rewards Structure
Base Rate: 1x on all purchases
Bonus Categories:
- travel 3x
- shipping 3x
- internet/cable/phone 3x
- advertising on social media/search engines 3x (up to $150,000)
Pros & Cons
Pros
- + Massive 100,000 point bonus
- + 3x on common business expenses
- + Points transfer to travel partners
- + Reasonable $95 annual fee
- + Cell phone protection included
Cons
- - $8,000 spend requirement is steep
- - 3x categories capped at $150,000
- - No intro APR offer
- - Requires business (sole prop works)
Key Benefits
- 25% more value redeeming through Chase Travel
- Cell phone protection
- Trip cancellation/interruption insurance
- Primary rental car coverage
- Transfer to Chase partners
- No foreign transaction fees
Offer History
Historical High: 100,000 points
| Period | Bonus | Spend Req. | |
|---|---|---|---|
| 2024-06-01 to present Current | 100,000 points | $8,000 | Highest |
| 2023-01-01 to 2024-05-31 | 100,000 points | $15,000 | |
| 2022-01-01 to 2022-12-31 | 80,000 points | $5,000 |
Note: Historical offers are tracked for informational purposes. Past offers may not return.