chase travel
Chase Sapphire Reserve
The Chase Sapphire Reserve is the premium version of Chase's travel card lineup. With Priority Pass lounge access, a $300 travel credit, and 50% better point value through Chase, it offers genuine value for frequent travelers. The current 60,000 point bonus is the same as the Preferred, which makes the value proposition less clear right now. I think this card makes sense if you'll use the lounge access and travel credits, otherwise the Preferred is better.
Current Sign-Up Bonus
60,000 points
after $4,000 spend in 3 months
Estimated value: $900
Last validated: 2025-01-27
Rewards Structure
Base Rate: 1x on all purchases
Bonus Categories:
- travel 5x
- dining 3x
- flights via Chase 10x
Pros & Cons
Pros
- + Premium lounge access
- + $300 annual travel credit
- + Excellent travel protections
- + 50% point bonus for travel redemptions
- + Strong earning rates
Cons
- - High $550 annual fee
- - Same sign-up bonus as Preferred
- - Lounge access less valuable with crowds
- - $300 credit easy to use but locks you in
Key Benefits
- $300 annual travel credit
- Priority Pass Select lounge access
- Global Entry or TSA PreCheck credit
- Primary car rental insurance
- Trip delay/cancellation insurance
- 50% more value when redeeming for travel through Chase
- Transfer points to 14+ partners
Offer History
Historical High: 100,000 points
| Period | Bonus | Spend Req. | |
|---|---|---|---|
| 2024-11-01 to present Current | 60,000 points | $4,000 | |
| 2024-01-01 to 2024-10-31 | 80,000 points | $4,000 | |
| 2021-01-01 to 2021-02-28 | 100,000 points | $4,000 | Highest |
Note: Historical offers are tracked for informational purposes. Past offers may not return.