citi cashback
Citi Double Cash Card
The Citi Double Cash is the gold standard for simple cash back cards. You get 2% on everything with no annual fee, no categories to track, and no caps to worry about. The $200 sign-up bonus after just $1,500 in spend is easy to hit. I recommend this as a great everyday card for people who don't want to think about rewards categories.
Current Sign-Up Bonus
Highest Ever 200 cash back
after $1,500 spend in 6 months
Estimated value: $3
Last validated: 2025-01-27
Rewards Structure
Base Rate: 2x on all purchases
Pros & Cons
Pros
- + No annual fee
- + Simple flat 2% on everything
- + Long 0% balance transfer period
- + Can convert to ThankYou Points
Cons
- - 3% foreign transaction fee
- - Must pay bill to get second 1%
- - Modest sign-up bonus
- - No bonus categories
Key Benefits
- Simple 2% cash back on everything
- No annual fee
- 0% intro APR on balance transfers for 18 months
- Citi Entertainment access
- Can convert to ThankYou Points if you have another Citi card
Offer History
Historical High: 200 points
| Period | Bonus | Spend Req. | |
|---|---|---|---|
| 2025-01-01 to present Current | 200 cash back | $1,500 | |
| 2024-01-01 to 2024-12-31 | 200 cash back | $1,500 | Highest |
Note: Historical offers are tracked for informational purposes. Past offers may not return.